Patrick Keown

Experience

As an experienced banking and finance lawyer I advise clients on a broad range of high value and/or complex finance transactions, focusing on general corporate finance, leveraged finance (including acquisition finance, management buy-outs, management buy-ins, public-to-private transactions) real estate finance (including the acquisition and development finance), asset based lending, receivables finance, debt restructuring and corporate reorganisations.

I act for a wide range of clients including main UK clearing banks, investment banks, international banks, specialist lenders, institutional investors, asset based lenders, and public sector and corporate borrowers. My considerable deal experience, commercial approach and sound technical advice ensure clients receive effective practical solutions.

I advise the UK’s leading socially oriented banks such as The Charity Bank Limited, Unity Trust Bank plc, Triodos Bank UK Limited, CAF Bank and Reliance Bank, both directly on their own lending and when they work together in syndicated club deals.

At present I am advising on a variety of socially impactful lending projects into the care sector, housing association, charities and not-for-profits.

I advised Triodos Bank in connection with their £30,000,000 lending to the University of Winchester to fund a landmark new building at the University of Winchester's West Downs Quarter.
I advised The Co-operative Bank plc on its syndicated funding with Unity Trust Bank plc to The Motor and Allied Traders Benevolent Fund in connection with the staged development of the Lynwood Care Village. The village is a large scale development designed for independent living for over 65’s as well as providing specialist dementia care, residential and nursing care.
I advised SigmaRoc plc on its £34,000,000 funding arrangements with Santander UK PLC. SigmaRoc plc is an AIM quoted company that invests, improves and integrates companies within the construction materials space in Europe. Our advice includes corporate acquisitions, security and intercreditor arrangements, amendments and restatements and the repurchase and delisting of certain convertible unsecured loan notes.
I advised Triodos Bank N.V. on its syndicated funding with Unity Trust Bank plc to Whitely Homes Trust in connection with its development of Whitely Village. Whiteley Homes Trust provides accommodation and care for 500 pensioners of limited financial means in a dedicated community setting. The funding enabled the trust to build a new dedicated care hub with state of art facilities for residents.
I advised The Cooperative Bank plc in connection with the funding to The Motor and Allied Traders Benevolent Fund for the development of the Lynwood Court, care village
I advised The Cooperative Bank plc in connection with the funding of The Fetal Medicine Foundation Kings College London
I advised F M Conway Limited on its refinance with Lloyds and The Royal Bank of Scotland and its funding for the acquisition of United Asphalt and Berkshire Macadams Limited
I advised on the Broadlands Housing Association £73m facility with National Westminster bank
I advised P2i Limited on a £10 million club fundraising to support its continued rapid growth
I advised Charity Bank in connection with the Funding to Prince Bishops Homes Limited
I advised a London based data supply company on £11 million funding for EBT
I advised an international client on €500 million funding for agricultural project in Turkey
I advised The Royal Bank of Scotland plc in connection with certain funding elements on the £21m reverse takeover of a cloud computing business
I advised Santander Breakthrough Growth Fund on the £1.2 million refinancing of CitNOW Limited